How Giving are these Amutot?

Do you receive requests in the mail from Charitable organizations asking for assistance. Do you get phone calls from various charities asking for assistance?

We decided to do a little test and the result is quite alarmning. We tried calling a few to ask how someone receives assistance. We tried one organization that helps Orphans and Widows. Amazingly they can not answer as to what the process is for one to receive help. We tried asking two that called us stating they help Avreichim (those who learn in Kollel) with a monthly assistance so that they can learn Torah in Kollel. "Sounds good, we said, how does an Avreich receive help?" Amazingly they could not answer.

We have tried this test with quite a few organizations and decided this is our new method to check out if an organization is real before we decide to donate.

Try it yourself. Next time you receive a flier or envelope from a charitable organiztion in Israel requesting your Maaser money, find out how much they really help others. It is easy to write a tear jerker story, but if an Orphan or Oleh or Avreich or other needy Jew turns to them for help, do they really assist? Do they know  the process?

We manage a few Mitzvah Projects and hence from personal experience know very well what the process is. If someone asks who we help, we have certain criteria, a screening interview and process to assist. If a Charitable organization can not answer for you what the process is to receive, then the question is do they really help or are they just taking advantage of their Amuta for their own gain.

Try it yourself. Next time you receive an appeal for help, before you send in a check or give your credit card details, call and ask how to receive help. If you are given the run around or put on hold or disconnected / hung up on, will your donation really go where you want it to?

Next time you are called by one of these charities, ask them the method to receive help. Ask them if they have a website and take a look. Is the method to receive help clear? Is there even an option given or are there only options to give to them but that they dont need to give to others?

There are organizations that are real. Make sure your donation goes where you intend it to. Do this simple test and then donate generously to those who really do help. For the others, if they can not explain to you how one in need applies for help, then I question if they actually help at all.

Disability Pension in Israel

Like most countries, Israel offers a disability pension. The National Insurance Institue of Israel known as Bituach Leumi, has a website on which a number of articles are listed regarding this. On their website, it states that "A disability pension is paid to a person whose earning capacity is reduced by 50% due to his disability, or to a disabled housewife whose ability to function in her household is reduced by 50%."

I do not have any personal experience with the process. What Welcoming Olim can offer our readers is the link to the website of Bituach Leumi that deals with this topic. http://www.btl.gov.il/English%20Homepage/Benefits/Disability%20Insurance/Pages/default.aspx

If you would like to enquire from Bituach Leumi directly the call centres number is *6050. They permit questions to be asked in Hebrew, Arabic, Russian and one of the languages of Ethiopia. Sometimes the person answering the phone knows English too. If your English is not good, make sure you have someone with you who speaks one of the 4 languages they offer and can assist to translate for you or to talk on your behalf, thus acting as a translator.

If any of our readers has had experience with successfuly obtaining a disability pension, please email us so that we can share the information. Please note, we do not permit links to comments here to avoid SPAM messages.  We do welcome comments that are constructive and have no links. If you would like to write a guest post on the topic of Disability and Israel or obtaining a Disability Pension in Israel, please submit it to our email and we will review and submit if the information is beneficial. 

Shoshanah Shear

Occupational Therapist 

Bituach Leumi Question from a Reader

Dear Welcoming Olim

I wonder if you or one of your readers can help me. 

I was most interested to read the post on difficulties with Bituach Leumi. I received a letter from Bituach Leumi to say that they had returned an amount "owing" me to my bank account. The amount they returned was exactly the amount I owed them for the month. Now I am having to pay it again with a few Shekels extra penalty fee.

My bank called asking about the payment from Bituach Leumi was and told me to sort it out as the bank is required to charge me for the service of receiving the money paid from Bituach Leumi and then charging another charge when I pay Bituach Leumi again. It seems that the "kindness" of Bituach Leumi is costing me interest/penalty fee on the additional unnecessary payment to them, plus bank charges. I now worry that they may do it again resulting in all these additional penalty and bank fee costs.

I can't help but wonder if this is just to create work for an employee. After all, someone had to return the money, write a letter to say the money was returned, put it in an envelope and pay for postage. The postman has to deliver the letter just to let me know that Bituach Leumi have returned money I had paid for monthly insurance. Then they hit me with a few Shekel fine. Why is that?

I don't understand what Bituach Leumi are doing, and I don't know how to follow thebank's instruction of "sorting things out with Bituach Leumi." I really don't know. I am an Oleh and have not learned the system too well.

Can you advise at all or can a reader of yours explain to me? The bank's call put me into a further state of depression regarding my honest payments.

Thank you for giving me the opportunity to write a guest post. Can someone offer assistance please?

-- Confused Reader